New articles, guides and updates.
Payments explained · 12 min read
Embedded payments in 2026: what the evidence actually says
Embedded payments have stopped being an add-on. Here is the UK and EU evidence for what that means for software businesses and for merchants, including the obligations most write-ups leave out.
August 2026Payments explained · 7 min read
How money moves from a card payment to your bank account
A card payment is authorised in seconds but settles over days. Here is what happens in between, and why the bank total rarely matches the till.
September 2026Product · 6 min read
Acquirer, gateway, payment facilitator: who does what in a card payment
Three different companies sit behind every card payment and they do different jobs. Here is what each one is responsible for, and who to call when something breaks.
September 2026Partners · 7 min read
What embedding payments actually asks of a software platform
Embedding payments adds a revenue line and a support queue. Platforms plan for the first and discover the second. Here is what actually changes.
September 2026Sectors · 8 min read
How payments work in a school finance office
Thousands of small payments, term-time peaks and public accountability for every penny. Almost no payments advice is written for schools. This is.
September 2026Compliance · 7 min read
Safeguarding: what happens to merchant money if a payment firm fails
New FCA safeguarding rules came into force on 7 May 2026. Here is what safeguarding is, what went wrong before, and what it means for merchant money.
September 2026